I moved to the United States several years ago, and I truly believe it is the best country in the world. I always tell everyone that what I did here, I would not be able to do anywhere else.

Here are five steps that have helped me achieve the success that I have today, and I’m hoping that they will do the same for you.

5 Habits That Help Average People Make Millions

1. Aim purposefully to leave your 9-5 job behind.
So the first thing you need to do is quit your job. It’s called a J-O-B, which means “just over broke.” You’re working a 9-5, you’re getting someone else richer, you’ve got an hourly rate, you’re limited to how much money you can make, and you can’t really go beyond the industry average there, right?

Most multi-millionaires and billionaires own businesses, because there is no limit to how much you can earn in a business. You can flip one, 10, or 100 properties. But for the person with a job, there are only 24 hours in a day—and many of those hours are taken up while you’re only getting paid an hourly rate.

2. Don’t get into debt.
This country has so much debt, it’s mind-boggling—student loans, mortgages, car loans, credit cards, etc. It doesn’t make any sense to me. Only spend what you can afford to spend, which means the money that you have in your account should be the money that you are spending. Simple.

On top of that, I’m going to go out on a limb and say you should strongly weigh your decision on whether to go to college. I know, I’m sorry Mom and Dad, but college is going to cost you hundreds of thousands of dollars. And you’re going to learn how to be good at a job and how to make your boss richer. It doesn’t make any sense to me. I think that the world will start going in a different direction when it comes to that. We’ve got a lot of entrepreneurs who don’t have college degrees; they don’t even have high school diplomas. But they’ve got businesses that are achieving amazing success. So that piece of paper, that document, that diploma doesn’t really mean as much today as it did back in the day.

3. Stay frugal.
When I started my journey as an entrepreneur and a business owner, I was told by some of my mentors that I had to keep costs to a minimum and drive revenue. That means don’t buy a new phone, don’t buy a new suit, and don’t buy a swanky new couch. There is no need to spend money on things that do not give you a return on investment. Instead, spend one dollar and get two back.

To do this, you have to keep costs to a minimum. Don’t be like everyone else, buying the new phone when it comes out. Unless it’s helping you get more money, do not spend it. Stay frugal. When I was broke, I could only afford to buy dollar gas station coffees, and I was eating teaspoons of peanut butter to survive. Guess what? If that is what you have to do, do it. Even to this day, we have a system in place where we check any $2 unrecognized charges on our cards.

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