A while back, I received an email from Robert Kiyosaki, author of Rich Dad Poor Dad. Actually, the email was from RichDad.com—they just made it look like it was from the famous author for effect. It must work, because I opened the email.

Their purpose in life seems to be trundling out “truisms” from Kiyosaki’s books. One of them, along with some articles I’ve read right here on BiggerPockets, sparked a desire to push back on a point of view that has become pervasive.

The email opened like this:

“If you’re working a 9-5 job (even one you like), I have a question…WHY?

“You wake up every morning and go to work for someone else’s success. Is that really what you wake up for every day? To make someone else’s dreams come true?”

What I am about to say is borderline heresy on BiggerPockets. I might find myself tied to the digital stake and virtually burned for my beliefs. But here goes:

It is not a moral imperative that you quit your job in order to become financially successful.

As is so often the case, people conflate a set of principles with moral absolutes. In this article, I’ll take a look at those principles and how they can be applied without necessarily quitting your job. But first, for the benefit of the self-employed-or-bust crowd, let’s take a look at why someone might not want to quit their job.

1. Money
I’ll start with what many assume is the only reason someone would have a job in the first place: money. If you currently have a job, then you have a source of income. There are risks associated with being an employee. But for now, at least, you have a stream of money coming in.

Robert Kiyosaki will tell you that “a job is a short-term solution to a long-term problem.” And I will agree with him. It’s true that you can’t stop running on the job treadmill if you want to keep the money flowing. But it IS a solution for you currently. Let’s not throw anything away just yet.

2. Specialized Skills
If you have a specialized skill that required many years of education and experience to acquire, you are quite likely an expert in that field and it takes up most of your time. You have a passion for your field and you are contributing to the economy and to civilization. It does not always make sense to throw this all away in order to start your own business.

It may even be that there are few places to practice your expertise, such as specific government departments or niche companies.

Perhaps you are a scientist researching a cure for a disease or an expert on redundant embedded software systems for nuclear power generation. An engineer focused on propulsion systems for spacecraft. A military naval officer. You get the idea.

I’m not saying that you can’t turn these careers into businesses in their own right. I’m just saying that the world needs your expertise, and it may be that the existing systems are adequate channels for you to bring your education, training, experience, and expertise to market for the benefit of society.

Keep reading the article “Opinion: Quitting Your Job & Living on Passive Income ISN’T Necessary for Financial Success” here:

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